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Assumable VA Loans for Homes

If you're looking  for a VA assumable loan, you've come to the right place. Below, you'll find the latest VA assumable loans on Oahu. Keep in mind, you'll need to qualify financially and be an owner occupant to be eligible. To learn more about buying a a single family home or a condo with an assumable VA loan, feel free to reach out to our team of Realtors for some assistance.

Homes with Assumable VA Loans

92-152 Kohi Place, Kapolei image
92-152 Kohi Place, Kapolei $1,489,000

SELLER OFFERING VA ASSUMABLE LOAN ** BALANCE $ 772,872. INTEREST RATE 4.99% ** Situated at the end of a quiet cul-de-sac in Makakilo Highpointe, this beautifully upgraded...

  • 4 Beds
  • 3 Baths
  • 202617022 MLS
  • FS - Fee Simple Tenure
Courtesy of RE/MAX Honolulu

Listing courtesy of RE/MAX Honolulu.

94-470 Paiwa Street Unit 35, Waipahu image
94-470 Paiwa Street Unit 35, Waipahu — Puuwai Place $850,000

This gem of a Castle & Cooke community rarely has homes come available. And once you see Pu'uwai Place, you'll understand why. Tucked closer to town than so many homes f...

  • 4 Beds
  • 3 Baths
  • 202616085 MLS
  • Puuwai Place Bldg.
  • FS - Fee Simple Tenure
Courtesy of Hawaii Pacific Realty Group

Listing courtesy of Hawaii Pacific Realty Group.

91-1429 Kaileolea Drive, Ewa Beach image
91-1429 Kaileolea Drive, Ewa Beach $1,350,000

VA ASSUMABLE LOAN at 5.25% for qualified buyers! Rarely available Hoakalei Kuapapa home with outstanding parking! Oversized driveway that can accommodate 4 cars plus a 2-...

  • 4 Beds
  • 3 Baths
  • 202615106 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

54-220 Kaipapau Loop, Hauula image
54-220 Kaipapau Loop, Hauula $1,550,000

Discover the perfect investment opportunity in Hauula! Located just a block from stunning beaches, this versatile multi-unit property offers incredible potential. The ups...

  • 8 Beds
  • 4 Baths
  • 202615701 MLS
  • FS - Fee Simple Tenure
Courtesy of Hawaii Pacific Realty Group

Listing courtesy of Hawaii Pacific Realty Group.

445 Keolu Drive, Kailua image
445 Keolu Drive, Kailua $2,199,000 ▼

Beautiful, sweeping views of Enchanted Lake and Kaelepulu wetlands from your elegantly remodeled open concept living, dining, & gourmet kitchen. Large glass doors open o...

  • 3 Beds
  • 3 Baths
  • 202615714 MLS
  • FS - Fee Simple Tenure
Courtesy of Locations LLC

Listing courtesy of Locations LLC.

91-2034 Kamakana Street, Ewa Beach image
91-2034 Kamakana Street, Ewa Beach $1,149,000

VA Assumable @ 5.625% Experience life in the highly desirable Ka Makana at Hoakalei community. This beautifully maintained 4-bedroom, 3-bath corner lot home is loaded wit...

  • 4 Beds
  • 3 Baths
  • 202612146 MLS
  • FS - Fee Simple Tenure
Courtesy of Century 21 Island Homes

Listing courtesy of Century 21 Island Homes.

91-1001 Keaunui Drive Unit 59, Ewa Beach image
91-1001 Keaunui Drive Unit 59, Ewa Beach $879,000 ▼

SELLERS ARE OFFERING A $20,000 CREDIT FOR CLOSING COSTS OR A 2-1 BUYDOWN! With today's current rates, a 2-1 BUYDOWN offers attractive SAVINGS in the 1st 2 years of the lo...

  • 3 Beds
  • 3 Baths
  • 202615593 MLS
  • FS - Fee Simple Tenure
Courtesy of Ohana Investment Realty LLC

Listing courtesy of Ohana Investment Realty LLC.

55-347 Kamehameha Highway, Laie image
55-347 Kamehameha Highway, Laie $1,150,000

VA Assumable @ 2.6% interest rate!! May be available to non VA Buyers. Enjoy the ultimate North Shore lifestyle with private deeded beach access just steps from this beau...

  • 3 Beds
  • 2 Baths
  • 202610443 MLS
  • FS - Fee Simple Tenure
Courtesy of Compass

Listing courtesy of Compass.

701 Kihapai Street, Kailua image
701 Kihapai Street, Kailua $1,775,000

Welcome to this extensively upgraded Kailua home, ideally located between world-famous Kailua Beach and the scenic Kawainui Marsh. Move-in ready, this property combines m...

  • 3 Beds
  • 2 Baths
  • 202611826 MLS
  • FS - Fee Simple Tenure
Courtesy of HomeSmart Island Homes

Listing courtesy of HomeSmart Island Homes.

87-865 Kulauku Street, Waianae image
87-865 Kulauku Street, Waianae $730,000

INCREDIBLE OPPORTUNITY FOR VA ASSUMABLE RATE AT 2.625%! Welcome home to Lokelani At Maili Kai I! This spacious, beautifully maintained 4 bedroom, 3 bathroom single-family...

  • 4 Beds
  • 3 Baths
  • 202615527 MLS
  • FS - Fee Simple Tenure
Courtesy of HB Homes INC

Listing courtesy of HB Homes INC.

91-1001 Keaunui Drive Unit 459, Ewa Beach image
91-1001 Keaunui Drive Unit 459, Ewa Beach $900,000

Discover the perfect blend of comfort, style, and smart homeownership in Laulani Trades! A rare opportunity awaits with a 2.25% assumable VA loan, making this turnkey Ewa...

  • 3 Beds
  • 3 Baths
  • 202615403 MLS
  • FS - Fee Simple Tenure
Courtesy of Engel & Volkers Honolulu

Listing courtesy of Engel & Volkers Honolulu.

45-559 Keaahala Road Unit A, Kaneohe image
45-559 Keaahala Road Unit A, Kaneohe $1,925,000

Discover peaceful Kaneohe living with stunning Ko‘olau Mountain and ocean views. This versatile home offers a flexible floor plan ideal for multigenerational living, feat...

  • 5 Beds
  • 3 Baths
  • 202615513 MLS
  • FS - Fee Simple Tenure
Courtesy of Pacific Century Realty

Listing courtesy of Pacific Century Realty.

91-2041 Kamakana Street, Ewa Beach image
91-2041 Kamakana Street, Ewa Beach $1,095,000

Beautifully upgraded and meticulously maintained, this stunning home is located in the sought-after Ka Makana at Hoakalei resort community. Featuring 3 bedrooms, 2.5 bath...

  • 3 Beds
  • 3 Baths
  • 202614403 MLS
  • FS - Fee Simple Tenure
Courtesy of Hawaii Military Realty, Inc.

Listing courtesy of Hawaii Military Realty, Inc..

91-1099 Waikapoo Street, Ewa Beach image
91-1099 Waikapoo Street, Ewa Beach $1,259,999 ▼

Motivated Seller! VA Assumable Loan available to qualified Buyers. Enjoy resort-style living in this desirable single-story home at Ka'Makana at Hoakalei. Featuring 3 be...

  • 3 Beds
  • 2 Baths
  • 202615154 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

1312 Aupapaohe Street, Kailua image
1312 Aupapaohe Street, Kailua $1,699,000

2.75% assumable loan, open to anyone. Veteran or not. That rate doesn’t exist today. Completely remodeled — 3x5 granite kitchen island, luxury vinyl plank throughout, sp...

  • 3 Beds
  • 3 Baths
  • 202614621 MLS
  • FS - Fee Simple Tenure
Courtesy of REMAX Hawaii

Listing courtesy of REMAX Hawaii.

91-1001 Keaunui Drive Unit 220, Ewa Beach image
91-1001 Keaunui Drive Unit 220, Ewa Beach $900,000

VA assumption for VA and non VA buyers at an awesome rate of 2.375% Turn-Key Stunning Gem in Laulani Trades, Ewa Gentry 30 leased PV panels + solar water heater keep bil...

  • 3 Beds
  • 3 Baths
  • 202614133 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

91-1075 Paapaana Street, Ewa Beach image
91-1075 Paapaana Street, Ewa Beach $1,250,000

Discover comfort, convenience, and value in this well-maintained corner-lot home in a desirable Ewa Beach neighborhood. This spacious 4-bedroom, 3-full-bath home features...

  • 4 Beds
  • 3 Baths
  • 202610099 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1116 Kaimalie Street, Ewa Beach image
91-1116 Kaimalie Street, Ewa Beach $1,047,699

VA ASSUMABLE LOAN AT AN INCREDIBLE 2.35% INTEREST RATE! Opportunities like this are exceptionally rare. Imagine locking in a low interest rate while owning a spacious 4-b...

  • 4 Beds
  • 3 Baths
  • 202614453 MLS
  • FS - Fee Simple Tenure
Courtesy of Soldier To Soldier HI Realty

Listing courtesy of Soldier To Soldier HI Realty.

91-1161 Hokua Street, Ewa Beach image
91-1161 Hokua Street, Ewa Beach $1,250,000

SELLER TO CREDIT BUYER $25,000 AT CLOSING. Den on the main floor that can easily be converted into a 4th bedroom, home office, or guest suite. Recent upgrades include lu...

  • 3 Beds
  • 3 Baths
  • 202613376 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

87-1720 Farrington Highway Unit 8, Waianae image
87-1720 Farrington Highway Unit 8, Waianae $848,000

LOW HOA, OWNED PV. Welcome to your coastal oasis, where island living meets comfort, flexibility, and value. Located just minutes from Ko Olina Resort and a short drive t...

  • 3 Beds
  • 3 Baths
  • 202613963 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1040 Komoaina Street Unit 73, Ewa Beach image
91-1040 Komoaina Street Unit 73, Ewa Beach $845,000

FIRST OPEN HOUSE SATURDAY 7/25 2-5pm!**Central AC with 26 PV panels (financed) and 2 Tesla batteries to keep your electric costs low!! Welcome home to this beautifully ma...

  • 3 Beds
  • 3 Baths
  • 202613449 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

84-792 Lahaina Street, Waianae image
84-792 Lahaina Street, Waianae $780,000

NO HOA FEES, SOLAR PANELS TO LOWER ELECTRICITY, ASSUMABLE VA LOAN at 2.625%. Where comfort, efficiency, and island lifestyle come together. This beautifully maintained ne...

  • 3 Beds
  • 2 Baths
  • 202613941 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

84-575 Kili Drive Unit 14, Waianae image
84-575 Kili Drive Unit 14, Waianae $938,000 ▼

Step inside and be instantly captivated by sweeping ocean views that greet you the moment you enter—this home is pure island luxury. Designed to maximize light, views, an...

  • 4 Beds
  • 3 Baths
  • 202613904 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1034 Kahiuka Street, Ewa Beach image
91-1034 Kahiuka Street, Ewa Beach $1,550,000 ▼

This spacious 4-bed, 3-full-bath home offers thoughtfully designed living space throughout & a peaceful golf-course setting along scenic Coral Creek. Extensively upgraded...

  • 4 Beds
  • 3 Baths
  • 202613711 MLS
  • FS - Fee Simple Tenure
Courtesy of Real Broker

Listing courtesy of Real Broker.

91-2280 Kanela Street Unit T74, Ewa Beach image
91-2280 Kanela Street Unit T74, Ewa Beach $845,000 ▼

VA ASSUMABLE loan at an incredible 2.25% interest rate with an approximate $285K gap for qualified buyers! Welcome to this well-maintained 4-bedroom, 2.5-bath detached ho...

  • 4 Beds
  • 3 Baths
  • 202613396 MLS
  • FS - Fee Simple Tenure
Courtesy of HB Homes INC

Listing courtesy of HB Homes INC.

84-788 Lahaina Street, Waianae image
84-788 Lahaina Street, Waianae $759,900

Beautiful Turnkey Home Minutes from Makaha Beach Move-in ready and lovingly cared for by original owners since 2018, this 3-bedroom, 2-bath home shows like a model hom...

  • 3 Beds
  • 2 Baths
  • 202613281 MLS
  • FS - Fee Simple Tenure
Courtesy of The Surrealty Group

Listing courtesy of The Surrealty Group.

91-1464 Kaieleele Street, Ewa Beach image
91-1464 Kaieleele Street, Ewa Beach $925,000

Welcome home to your turnkey tropical oasis in the heart of Ewa. Located in the highly desirable Summerhill community, this beautifully upgraded 3BD, 2-BA single-family h...

  • 3 Beds
  • 2 Baths
  • 202613036 MLS
  • FS - Fee Simple Tenure
Courtesy of Century 21 Island Homes

Listing courtesy of Century 21 Island Homes.

91-1641 Honouliuli Street Unit 26, Ewa Beach image
91-1641 Honouliuli Street Unit 26, Ewa Beach $935,000

Ho'opili is one of Oahu's newest planned communities, and this home puts you right in the heart of it. Built in 2022, this spacious 4-bedroom, 2.5-bath home is one of the...

  • 4 Beds
  • 3 Baths
  • 202612810 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

47-669 Melekula Road Unit 6, Kaneohe image
47-669 Melekula Road Unit 6, Kaneohe $1,049,000 ▼

PRICE IMPROVEMENT! Rare opportunity: ASSUMABLE VA LOAN at just 2.75%, with a principal balance of about $763k and PITI of only $3,902.46/mo, letting qualified buyers lock...

  • 3 Beds
  • 2 Baths
  • 202612696 MLS
  • FS - Fee Simple Tenure
Courtesy of Talk Realty LLC

Listing courtesy of Talk Realty LLC.

91-370 Makalea Street Unit 68, Ewa Beach image
91-370 Makalea Street Unit 68, Ewa Beach $759,000 ▼

RARE FIND: 2.375% Assumable VA Loan PITI Just $2,498/mo! Imagine locking in a rate almost impossible to find today. This beautifully maintained 3-bed, 2.5-bath home sits...

  • 3 Beds
  • 3 Baths
  • 202612439 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

91-1103 Kanela Street Unit T4, Ewa Beach image
91-1103 Kanela Street Unit T4, Ewa Beach — Montecito/Tuscany $838,000

Incredible value—don’t miss this opportunity! Spacious 1,538 living sq in a beautifully designed four-bedroom detached single-family home. Natural light and open layout c...

  • 4 Beds
  • 3 Baths
  • 202612361 MLS
  • Montecito/Tuscany Bldg.
  • FS - Fee Simple Tenure
Courtesy of Real Broker

Listing courtesy of Real Broker.

92-968 Kanehoa Loop, Kapolei image
92-968 Kanehoa Loop, Kapolei $999,000 ▼

PRICED TO SELL!! Ocean, city & garden views from nearly every room. This lovingly upgraded split-level home in coveted and cool Upper Makakilo is move-in ready and featur...

  • 4 Beds
  • 3 Baths
  • 202611691 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1016 Hookaahea Street, Ewa Beach image
91-1016 Hookaahea Street, Ewa Beach $1,125,000 ▼

Price Improvement! VA ASSUMABLE LOAN FOR QUALIFIED VETERANS ***New kitchen appliances in 2026, new roof in 2023, exterior painted in 2025, new central AC in 2022, hurri...

  • 3 Beds
  • 3 Baths
  • 202609741 MLS
  • FS - Fee Simple Tenure
Courtesy of Hawaii Military Realty, Inc.

Listing courtesy of Hawaii Military Realty, Inc..

91-1146 Kai Weke Street, Ewa Beach image
91-1146 Kai Weke Street, Ewa Beach $1,375,000 ▼

Discover exceptional value and refined island luxury in Kuapapa at Hoakalei. This beautifully appointed 5-bedroom, 3-bathroom home features fresh interior paint throughou...

  • 5 Beds
  • 3 Baths
  • 202609823 MLS
  • FS - Fee Simple Tenure
Courtesy of Luxury Homes International

Listing courtesy of Luxury Homes International.

53-904 Kamehameha Highway Unit 904C, Hauula image
53-904 Kamehameha Highway Unit 904C, Hauula — Hauula Beach Homes $875,000

Great Price. Great Location. Don't miss this beautifully upgraded single-family home in Hau'ula on O'ahu's North Shore, offering peaceful country living with stunning Ko'...

  • 3 Beds
  • 2 Baths
  • 202608876 MLS
  • Hauula Beach Homes Bldg.
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

87-2065 Pakeke Street, Waianae image
87-2065 Pakeke Street, Waianae — Wailana At Sea Country $724,999 ▼

Welcome to coastal living in Wailana at Sea Country! This beautifully maintained 4-bedroom, 2.5-bathroom home features central AC and ceiling fans in every room for year-...

  • 4 Beds
  • 3 Baths
  • 202608584 MLS
  • Wailana At Sea Country Bldg.
  • FS - Fee Simple Tenure
Courtesy of Talk Realty LLC

Listing courtesy of Talk Realty LLC.

87-1980 Pakeke Street Unit J, Waianae image
87-1980 Pakeke Street Unit J, Waianae — Holomoana At Sea Country $436,000 ▼

Discover this desirable corner lot home in peaceful Holomoana at Sea Country. This beautifully maintained 3-bed, 2-bath detached single-family home is move-in ready. Enjo...

  • 3 Beds
  • 2 Baths
  • 202600311 MLS
  • Holomoana At Sea Country Bldg.
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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