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Assumable VA Loans for Homes

If you're looking  for a VA assumable loan, you've come to the right place. Below, you'll find the latest VA assumable loans on Oahu. Keep in mind, you'll need to qualify financially and be an owner occupant to be eligible. To learn more about buying a a single family home or a condo with an assumable VA loan, feel free to reach out to our team of Realtors for some assistance.

Homes with Assumable VA Loans

87-118 Hookele Street Unit B, Waianae image
87-118 Hookele Street Unit B, Waianae $835,000

Experience island living just steps from the beach! Tucked away on a flag lot, this meticulously maintained 5-bedroom, 3-bath single-family home is only six years young a...

  • 5 Beds
  • 3 Baths
  • 202619230 MLS
  • FS - Fee Simple Tenure
Courtesy of 20 Degrees North Real Estate

Listing courtesy of 20 Degrees North Real Estate.

92-1381 Punawainui Street, Kapolei image
92-1381 Punawainui Street, Kapolei $1,499,000

4.875% VA ASSUMABLE LOAN-OPEN TO EVERYONE! Welcome home to Wai Kaloi at Makakilo, where elevated island living meets effortless style. This beautifully remodeled 4-bedro...

  • 4 Beds
  • 3 Baths
  • 202616185 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

91-1099 Kai Oio Street, Ewa Beach image
91-1099 Kai Oio Street, Ewa Beach $1,525,000

Welcome to island living in at Hoakalei!!! Set on a 7,204 sq. ft. landscaped corner lot, this 4-bedroom, 3-bath Naio Series 45.30 home offers 2,295 sq. ft. of living spac...

  • 4 Beds
  • 3 Baths
  • 202618511 MLS
  • FS - Fee Simple Tenure
Courtesy of RE/MAX Honolulu

Listing courtesy of RE/MAX Honolulu.

92-1089 Palahia Street Unit F, Kapolei image
92-1089 Palahia Street Unit F, Kapolei — Hoolu Landing At Makakilo $975,000

Welcome home to Ho'olu Landing! This home features 26 PV panels (leased $120/month), 3 bedrooms, 2 bathrooms, newly resurfaced garage floor, and numerous tasteful upgrade...

  • 3 Beds
  • 2 Baths
  • 202618108 MLS
  • Hoolu Landing At Makakilo Bldg.
  • FS - Fee Simple Tenure
Courtesy of Hawaii Military Realty, Inc.

Listing courtesy of Hawaii Military Realty, Inc..

85-834 Piliuka Place, Waianae image
85-834 Piliuka Place, Waianae $1,040,000 ▼

Discover this refreshed, cabin-inspired home situated on an expansive 33,521 SQFT level lot. Thoughtfully upgraded interior finishes and newly replaced deck, this 2 bedro...

  • 2 Beds
  • 3 Baths
  • 202616723 MLS
  • FS - Fee Simple Tenure
Courtesy of REMAX Hawaii

Listing courtesy of REMAX Hawaii.

650 Oneawa Street, Kailua image
650 Oneawa Street, Kailua $1,600,000 ▼

More Aloha, A Lot More Possibility! Short Sale and potential 5.75% VA Assumable for any buyer! Welcome to this thoughtfully renovated 6+bedroom, 3-bath home offering appr...

  • 6 Beds
  • 3 Baths
  • 202617501 MLS
  • FS - Fee Simple Tenure
Courtesy of Island Living Homes

Listing courtesy of Island Living Homes.

426 Keaniani Street, Kailua image
426 Keaniani Street, Kailua $1,769,000

Enjoy the Kailua lifestyle in Coconut Grove with a LEGAL Ohana unit w/ Separate Electrical Meter, 37 PV Solar Panels + 3 Batteries, and attractive Assumable Loan terms fo...

  • 4 Beds
  • 3 Baths
  • 202617440 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

94-202 Loku Place Unit 116, Waipahu image
94-202 Loku Place Unit 116, Waipahu $999,000

Welcome to the comfort and convenience of Waikele, where spacious interiors, modern updates, and a private backyard create the perfect setting for island living. This wel...

  • 4 Beds
  • 3 Baths
  • 202613863 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

92-152 Kohi Place, Kapolei image
92-152 Kohi Place, Kapolei $1,464,000 ▼

SELLER OFFERING VA ASSUMABLE LOAN To VA Buyers And Non--VA Buyers ** BALANCE $ 772,872. INTEREST RATE 4.99% ** Situated at the end of a quiet cul-de-sac in Makakilo Highp...

  • 4 Beds
  • 3 Baths
  • 202617022 MLS
  • FS - Fee Simple Tenure
Courtesy of RE/MAX Honolulu

Listing courtesy of RE/MAX Honolulu.

91-1429 Kaileolea Drive, Ewa Beach image
91-1429 Kaileolea Drive, Ewa Beach $1,299,998 ▼

VA ASSUMABLE LOAN at 5.25% for qualified buyers! Rarely available Hoakalei Kuapapa home with outstanding parking! Oversized driveway that can accommodate 4 cars plus a 2-...

  • 4 Beds
  • 3 Baths
  • 202615106 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

54-220 Kaipapau Loop, Hauula image
54-220 Kaipapau Loop, Hauula $1,550,000

Discover the perfect investment opportunity in Hauula! Located just a block from stunning beaches, this versatile multi-unit property offers incredible potential. The ups...

  • 8 Beds
  • 4 Baths
  • 202615701 MLS
  • FS - Fee Simple Tenure
Courtesy of Hawaii Pacific Realty Group

Listing courtesy of Hawaii Pacific Realty Group.

445 Keolu Drive, Kailua image
445 Keolu Drive, Kailua $2,199,000 ▼

Beautiful, sweeping views of Enchanted Lake and Kaelepulu wetlands from your elegantly remodeled open concept living, dining, & gourmet kitchen. Large glass doors open o...

  • 3 Beds
  • 3 Baths
  • 202615714 MLS
  • FS - Fee Simple Tenure
Courtesy of Locations LLC

Listing courtesy of Locations LLC.

91-2034 Kamakana Street, Ewa Beach image
91-2034 Kamakana Street, Ewa Beach $1,149,000

VA Assumable @ 5.625% This beautifully maintained 4-bedroom, 3-bath corner lot home is loaded with modern features: a 25-panel owned photovoltaic system, a Nest thermos...

  • 4 Beds
  • 3 Baths
  • 202612146 MLS
  • FS - Fee Simple Tenure
Courtesy of Century 21 Island Homes

Listing courtesy of Century 21 Island Homes.

91-1001 Keaunui Drive Unit 59, Ewa Beach image
91-1001 Keaunui Drive Unit 59, Ewa Beach $839,000 ▼

NEXT SHOWING SCHEDULED FOR SUNDAY, NOVEMBER 1ST FROM 3-5PM. 25 OWNED "NET METERED" PV PANELS! The NET Metering program was discontinued in Hawaii on October 12, 2015. C...

  • 3 Beds
  • 3 Baths
  • 202615593 MLS
  • FS - Fee Simple Tenure
Courtesy of Ohana Investment Realty LLC

Listing courtesy of Ohana Investment Realty LLC.

701 Kihapai Street, Kailua image
701 Kihapai Street, Kailua $1,695,000 ▼

Welcome to this extensively upgraded Kailua home, ideally located between world-famous Kailua Beach and the scenic Kawainui Marsh. Move-in ready, this property combines m...

  • 3 Beds
  • 2 Baths
  • 202611826 MLS
  • FS - Fee Simple Tenure
Courtesy of HomeSmart Island Homes

Listing courtesy of HomeSmart Island Homes.

87-865 Kulauku Street, Waianae image
87-865 Kulauku Street, Waianae $700,000 ▼

INCREDIBLE OPPORTUNITY FOR VA ASSUMABLE RATE AT 2.625%! Welcome home to Lokelani At Maili Kai I! This spacious, beautifully maintained 4 bedroom, 3 bathroom single-family...

  • 4 Beds
  • 3 Baths
  • 202615527 MLS
  • FS - Fee Simple Tenure
Courtesy of HB Homes INC

Listing courtesy of HB Homes INC.

91-1099 Waikapoo Street, Ewa Beach image
91-1099 Waikapoo Street, Ewa Beach $1,259,000 ▼

BACK ON MARKET – NO FAULT OF SELLER OR PROPERTY. VA assumable loan available to qualified buyers. This is the sought-after single-story model at Ka Makana at Hoakalei in ...

  • 3 Beds
  • 2 Baths
  • 202615154 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

1312 Aupapaohe Street, Kailua image
1312 Aupapaohe Street, Kailua $1,699,000

2.75% assumable loan, open to anyone. Veteran or not. That rate doesn’t exist today. Completely remodeled — 3x5 granite kitchen island, luxury vinyl plank throughout, sp...

  • 3 Beds
  • 3 Baths
  • 202614621 MLS
  • FS - Fee Simple Tenure
Courtesy of REMAX Hawaii

Listing courtesy of REMAX Hawaii.

91-1116 Kaimalie Street, Ewa Beach image
91-1116 Kaimalie Street, Ewa Beach $1,047,699

VA ASSUMABLE LOAN AT AN INCREDIBLE 2.35% INTEREST RATE! Opportunities like this are exceptionally rare. Imagine locking in a low interest rate while owning a spacious 4-b...

  • 4 Beds
  • 3 Baths
  • 202614453 MLS
  • FS - Fee Simple Tenure
Courtesy of Soldier To Soldier HI Realty

Listing courtesy of Soldier To Soldier HI Realty.

87-1720 Farrington Highway Unit 8, Waianae image
87-1720 Farrington Highway Unit 8, Waianae $818,000 ▼

LOW HOA, OWNED PV. Welcome to your coastal oasis, where island living meets comfort, flexibility, and value. Located just minutes from Ko Olina Resort and a short drive t...

  • 3 Beds
  • 3 Baths
  • 202613963 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1040 Komoaina Street Unit 73, Ewa Beach image
91-1040 Komoaina Street Unit 73, Ewa Beach $845,000

Central AC with 26 PV panels (financed) and 2 Tesla batteries to keep your electric costs low!! Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home with ...

  • 3 Beds
  • 3 Baths
  • 202613449 MLS
  • FS - Fee Simple Tenure
Courtesy of Keller Williams Honolulu

Listing courtesy of Keller Williams Honolulu.

84-792 Lahaina Street, Waianae image
84-792 Lahaina Street, Waianae $780,000

NO HOA FEES, SOLAR PANELS TO LOWER ELECTRICITY, ASSUMABLE VA LOAN at 2.625%. Where comfort, efficiency, and island lifestyle come together. This beautifully maintained ne...

  • 3 Beds
  • 2 Baths
  • 202613941 MLS
  • FS - Fee Simple Tenure
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty.

91-1034 Kahiuka Street, Ewa Beach image
91-1034 Kahiuka Street, Ewa Beach $1,550,000 ▼

*3.75% RATE! ASSUMPTION POSSIBLE FOR VA AND NON-VA LOAN BUYERS!* Loan Balance ~$314,516, Monthly Payment: $3,168.44. This spacious 4-bed, 3-full-bath home offers thoughtf...

  • 4 Beds
  • 3 Baths
  • 202613711 MLS
  • FS - Fee Simple Tenure
Courtesy of Real Broker

Listing courtesy of Real Broker.

91-2280 Kanela Street Unit T74, Ewa Beach image
91-2280 Kanela Street Unit T74, Ewa Beach $845,000 ▼

VA ASSUMABLE loan at an incredible 2.25% interest rate with an approximate $285K gap for qualified buyers! Welcome to this well-maintained 4-bedroom, 2.5-bath detached ho...

  • 4 Beds
  • 3 Baths
  • 202613396 MLS
  • FS - Fee Simple Tenure
Courtesy of HB Homes INC

Listing courtesy of HB Homes INC.

84-788 Lahaina Street, Waianae image
84-788 Lahaina Street, Waianae $759,900

Beautiful Turnkey Home Minutes from Makaha Beach Move-in ready and lovingly cared for by original owners since 2018, this 3-bedroom, 2-bath home shows like a model hom...

  • 3 Beds
  • 2 Baths
  • 202613281 MLS
  • FS - Fee Simple Tenure
Courtesy of The Surrealty Group

Listing courtesy of The Surrealty Group.

91-1464 Kaieleele Street, Ewa Beach image
91-1464 Kaieleele Street, Ewa Beach $925,000

Welcome home to your turnkey tropical oasis in the heart of Ewa. Located in the highly desirable Summerhill community, this beautifully upgraded 3BD, 2-BA single-family h...

  • 3 Beds
  • 2 Baths
  • 202613036 MLS
  • FS - Fee Simple Tenure
Courtesy of Century 21 Island Homes

Listing courtesy of Century 21 Island Homes.

91-1641 Honouliuli Street Unit 26, Ewa Beach image
91-1641 Honouliuli Street Unit 26, Ewa Beach $935,000

Ho'opili is one of Oahu's newest planned communities, and this home puts you right in the heart of it. Built in 2022, this spacious 4-bedroom, 2.5-bath home is one of the...

  • 4 Beds
  • 3 Baths
  • 202612810 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

91-370 Makalea Street Unit 68, Ewa Beach image
91-370 Makalea Street Unit 68, Ewa Beach $759,000 ▼

RARE FIND: 2.375% Assumable VA Loan PITI Just $2,498/mo! Second loan available if buyer needs to cover the GAP Imagine locking in a rate almost impossible to find today....

  • 3 Beds
  • 3 Baths
  • 202612439 MLS
  • FS - Fee Simple Tenure
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

91-1103 Kanela Street Unit T4, Ewa Beach image
91-1103 Kanela Street Unit T4, Ewa Beach — Montecito/Tuscany $838,000

Incredible value—don’t miss this opportunity! Spacious 1,538 living sq in a beautifully designed four-bedroom detached single-family home. Natural light and open layout c...

  • 4 Beds
  • 3 Baths
  • 202612361 MLS
  • Montecito/Tuscany Bldg.
  • FS - Fee Simple Tenure
Courtesy of Real Broker

Listing courtesy of Real Broker.

91-546 Makalea Street Unit 156, Ewa Beach image
91-546 Makalea Street Unit 156, Ewa Beach $724,500

Welcome to your next great investment or future dream home at 91-546 Makalea St #134 in the highly desired community of Las Brisas in Ewa Gentry. This beautiful, corner-...

  • 3 Beds
  • 3 Baths
  • 202611368 MLS
  • FS - Fee Simple Tenure
Courtesy of RE/MAX Honolulu

Listing courtesy of RE/MAX Honolulu.

91-1146 Kai Weke Street, Ewa Beach image
91-1146 Kai Weke Street, Ewa Beach $1,375,000 ▼

Discover exceptional value and refined island luxury in Kuapapa at Hoakalei. This beautifully appointed 5-bedroom, 3-bathroom home features fresh interior paint throughou...

  • 5 Beds
  • 3 Baths
  • 202609823 MLS
  • FS - Fee Simple Tenure
Courtesy of Luxury Homes International

Listing courtesy of Luxury Homes International.

87-2065 Pakeke Street, Waianae image
87-2065 Pakeke Street, Waianae — Wailana At Sea Country $724,999 ▼

Welcome to coastal living in Wailana at Sea Country! This beautifully maintained 4-bedroom, 2.5-bathroom home features central AC and ceiling fans in every room for year-...

  • 4 Beds
  • 3 Baths
  • 202608584 MLS
  • Wailana At Sea Country Bldg.
  • FS - Fee Simple Tenure
Courtesy of Talk Realty LLC

Listing courtesy of Talk Realty LLC.

Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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